L J Ross Associates accepts online payments through our secure online server. Payments can be posted within minutes, at any time of the day, using either a check or credit card.
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Now you can submit a delinquent account within minutes using our online account placement. This means that we can begin to collect your debts right away, and we won't stop or charge you until we have successfully collected.
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We are the authority in several different areas of debt collection. Learn more about how we can help you improve your cash flow and minimize your accounts receivable on both primary and secondary accounts.
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Affiliations
L J Ross Associates is pleased to be affiliated with the following programs:
Association of Credit and Collection Professionals
ACA International (ACA), the Association of Credit and Collection Professionals (formerly American Collectors Association), is the comprehensive, knowledge-based resource for success in the credit and collection industry. Founded in 1939, ACA brings together more than 5,500 members worldwide, including third-party collection agencies, asset buyers, attorneys, creditors and vendor affiliates. ACA establishes ethical standards, produces a wide variety of products, services and publications, and articulates the value of the credit and collection industry to businesses, policymakers and consumers.
Through ACA, L J Ross Associates is affiliated with:
- Government Services Program of the Association of the Credit and Collection Professionals
The Government Services Program is a special program for members of the ACA who are involved in government collections, including overdue parking fines, delinquent federal income taxes, child support enforcement agencies, and state revenue or student loan departments. The program provides L J Ross Associates with important, up-to-date information on collections practices and laws.
- Health Services Program of the Association of the Credit and Collection Professionals
The Health Services Program was developed specifically for members of the ACA and provides a reliable source for collections agencies to keep up with the constant changes in the complex collections and healthcare industries. This includes healthcare receivable and collections news. The Health Services Program also provides L J Ross Associates with on-going education in the health services and collections industries.
- Internet and Check Services Program of the Association of the Credit and Collection Professionals
As a participant of the Internet and Check Services Program, L J Ross Associates is a member of a network of people across the country who share knowledge and information about both Internet and Check collections. This helps to enhance the knowledge of all of the collectors at L J Ross Associates and keeps them updated on the latest developments in the industry.
Michigan Association of Collection Agencies
The Michigan Association of Collection Agencies strives to inform and educate its members on issues concerning the credit and collection industry. It was founded to regulate practices, prescribe ethics and to promote proper conduct among its members. The Michigan Association of Collection Agencies also provides L J Ross Associates with news and information about the credit and collection industry along with educational opportunities.
Florida Minority Supplier Development Council, Inc. (FMSDC)
The Florida Minority Supplier Development Council is an affiliate member of the National Minority Supplier Development Council, a national organization with a membership of over 3,500 major corporations and 15,000 certified Minority Business Enterprise (MBE) suppliers. The purpose of the FMSDC is to provide major corporations and government agencies with easy access to minority owned and operated businesses. The FMSDC provides MBE certification, networking, contract funding, trade fairs, web access to MBE and corporate member directories, buyer training, sales training and more.
Michigan Minority Business Development Council (MMBDC)
The Michigan Minority Business Development Council is a privately funded, non-profit, business development organization whose primary objective is to enhance business opportunities and professional development.
LJ Ross Associates and GreenPath Debt Solutions
LJ Ross Associates is now working with GreenPath as a strategic partner, providing a payment plan and financial education service.
L J Ross Associates is pleased to be in compliance with:
Fair Debt Collection Practices Act (FDCPA)
The Fair Debt Collection Practices Act is federal law which regulates the activities of those who regularly collect debts from others. It outlines what information debt collectors can gather on an individual. It contains specific rules on how debt collectors can communicate with an individual at home and at work. These collector rules are designed to protect individuals from abuse, harassment, false and misleading tricks and illegal debt collector tactics.
Fair Credit Reporting Act (FCRA)
The Fair Credit Reporting Act, enforced by the Federal Trade Commission, is designed to promote accuracy and ensure the privacy of the information used in consumer reports.
Health Insurance Portability and Accountability Act (HIPAA)
The Health Insurance Portability and Accountability Act provides rights and protections for participants and beneficiaries in group health plans. HIPAA includes provisions for health insurance portability, fraud and abuse control, tax related provisions, group health plan requirements, revenue offset provisions, and administrative simplification requirements. It also includes a privacy rule, which is the first comprehensive Federal protection for the privacy of personal health information.
